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PUBLIC MARKS from creditdebit with tags "bad credit" & "credit cards"

November 2007

Credit Report Inaccuracies

Tip! Check Your Credit Report. Make sure you know what your credit is like. Inaccuracies on credit reports cost consumers thousands of dollars every year. Approximately 80% of Americans have inaccuracies on their credit reports. What causes these inac...

Increase Your Credit Score -Fast! Save Thousands by correcting your credit yourself. Easy step-by-step instructions. Because bad credit credit cards include various fees and higher interest rates, some people are hesitant to open a bad credit credit ...

Tip! If you are sincerely interested in improving your FICO credit score, bankruptcy MUST be avoided! Bankruptcy is more negative than late payments or collection accounts. Although credit cards have the potential of becoming a dangerous trap, there a...

October 2007

Credit Card Rights - What Rights Do You Have?

Tip! Reduce credit card debt fast by paying only the minimums on most cards. Suppose you can budget $200 monthly to pay down your credit card debt. So you’ve thought about getting a credit card, but all you’ve heard about from parents, frie...

Bad Credit Cosmetic Surgery Loans

Tip! Visit Bad Credit Help for more resources and help with your credit. Every person today wants to look the best - may we say, this is the age of the looks. And why not? It is not uncommon to see the best looking females and the most well groomed mal...

What Does a "Universal Default Penalty" Clause Mean On My Credit Card?

Tip! Interest free period. Also, it’s a good idea to compare the interest free periods offered by various credit cards. You apply for a credit card that has an advertised 10% APR. The card is approved and you spend money on it. Some months later ...

What's in a Credit Report?

Tip! You will see the addresses for each creditor on the credit report. If it is not there, then you can call customer service to ask them to provide you with the missing information. Thanks to a new federal law put into place in September of 2005, ev...

Will a Secured Credit Card Help Me Rebuild My Credit?

Tip! Cashback credit cards give you a percentage of your cash back each time you use them. Some cashback credit cards offer a higher percentage when you use them at the shops of ‘member merchants’, but the card can still be used at any shop...

Tips on How to Repair Credit Score Legally

Tip! Do not close old or paid off accounts. These show the credit history length and contribute to higher credit scores. Understanding every detail of information on the credit report is an important step to repair your credit score. Your credit report...

Bad Credit Credit Report Repair - Why Do it Yourself?

Tip! Make credit repair your focus. You need to insure that each purchase you make is a wise one. A credit report is a powerful piece of paper. Lenders look at it closely when deciding whether or not to give you a loan. Insurance companies can use it...

Tip! If the information provider finds that there was no error, you can request that the credit reporting agency send a copy of the disputes with any report that is requested by creditors. You can also provide an explanation of a negative report in 10...

Getting A Credit Card With Bad Credit

Tip! Your local bank: Your local bank can come to rescue and offer you a credit card with a low credit limit. The bank knows how much funds you have presently and though the credit limit is low on the card offered, it should not really matter. It can ...

3 Things To Look For In A Credit Repair Company Online

Tip! Asks you to pay for credit repair before services are provided. This is a direct violation of the Credit Repair Organizations Act, which states that credit repair companies can’t charge you fees until after they have completed the promised s...

September 2007

Tip! Floor — The minimum rate possible on a variable-rate loan or line of credit, after any initial introductory rate period. For example, on a credit card with the Prime rate as its index, no matter how low the Prime rate drops, the rate on the ...

Credit Card Rebates - Offer the Best Benefits

Tip! For general use, have just one credit card. Keep the credit limits low and in control. Credit card rebates are the perfect way for you to get some of the money back that you have spent throughout the year. More and more credit card companies are ...

The Lowdown on Delta SkyMiles Credit Card

Tip! Food. Many people use their credit cards to purchase groceries that they pay for over the next year or longer. The Delta SkyMiles Gold Credit Card by American Express is essentially a travel rewards card. Cardholders who accumulate a specific numb...

The Lowdown on Citi Student Credit Card

Tip! Annual Fees - It is essential to do a cost benefit analysis on the various airlines credit card offers before selecting one. If you do not travel a great deal, it is better to go for a card with lower annual fees and a modest rewards program. Most...

Yes, You Can Repair Your Credit Rating

Tip! You are under no obligation to pay for anything in advance. All the services promised by a credit repair companies must be rendered before you have to pay them. Importance of Your Credit Rating Credit has a very important place in most people&#821...

Online Credit Card - Prepaid Debit Card

Tip! Rescuer in financially tight situations There are times when you need some extra cash immediately. In such emergency situations, when you don’t have sufficient cash you can go on credit by using your credit card. The numbers vary on how many...

How to Get a Secured Credit Card

Tip! Has Much Experience - Established credit card agents have a better chance of helping you with your particular needs. They have had extensive experience in dealing with their clients and are in a better position to help you out. If you need to esta...

August 2007

Top 10 Ways To Repair Your Credit Score

Credit Repair - Erase Bad Credit Now! Delete All Bad Credit Within 1-3 Months. Guaranteed. - I Will Show You Proof. You must never underestimate the value of having good credit. You will definitely need your credit score in the future. For example if...

How To Choose The Best Balance Transfer Credit Card

Tip! Do some research. If you have never had a credit card before, the details of credit card agreements can be baffling. Credit cards are often the cause of financial troubles for many people today. They are often so easy to get - but they can also b...

Credit Repair! You May Have A Bad Credit Rating And Not Even Know It

Credit Repair & Collection Agencies. Credit Repair & Debt Collections Help For Consumers. When we talk about credit repair, most of us believe that repairing our credit rating is directly related to our mismanagement of our finances, and in m...

Do It Yourself Credit Repair

Tip! Determine what you can cut back on. Credit repair means work and you will likely need to give up on some stuff so that you can improve your situation. The basics of “do it yourself” credit repair are very simple. The idea is to remove...

July 2007

Top 10 Ways To Repair Your Credit Score

Tip! Thoroughly review your credit score for errors or outdated information. Quite often, certain lending institutions are not due diligent on updating old information. You must never underestimate the value of having good credit. You will d...